"Nakit çöptür ": Kiyosaki, nakit stoklayan Amerikalıların büyük bir hata yapan" büyük kaybedenler "olduğunu söylüyor. Sevdiği 5 gerçek varlık

'Cash is trash': Kiyosaki says Americans stockpiling cash are 'big losers' making a huge mistake. 5 real assets he likes

Thomas Kent

Sat, September 12, 2026 at 1:15 PM GMT+3 9 min read

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Robert Kiyosaki believes gold's gains during 2025 were only the beginning. In a post on X, the Rich Dad Poor Dad author celebrated the rise in precious metal prices and urged investors not to miss what he sees as a much larger opportunity ahead.

"The ascent of gold has just begun," Kiyosaki wrote (1). Kiyosaki said he believes gold could climb dramatically over the next decade. "Today gold is at $4300 an ounce… I am confident it will be $35,000 an ounce by 2035."

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Gold has climbed since Kiyosaki made that call, but it hasn't been a straight shot higher. On Sept. 10, spot gold was around $4,356 an ounce after falling more than 1% as hotter U.S. inflation data pushed Treasury yields higher and boosted bets on a possible Fed rate hike (2).

The financial author also renewed his longstanding criticism of holding cash, warning that savers could lose purchasing power over time due to inflation and currency debasement. More specifically, he often takes aim at the U.S. dollar.

"Cash is trash and savers of cash will be big losers," he said.

Instead, Kiyosaki encouraged investors to consider five assets he loves: gold, silver, bitcoin, ether — the cryptocurrency — and oil.

Kiyosaki hasn't backed away from the $35,000 target, even after admitting he got the short-term call wrong. In a June 29 post, he acknowledged that gold had continued to fall, but said he still expects it to reach $35,000 an ounce within about five years (3).

So while Kiyosaki remains bullish on gold long term, his latest comments are a reminder that even confident market calls don't always get the timing right.

Kiyosaki's prediction would represent a truly historic rally for gold, even considering last year's incredible gains. So, investors may want to consider just how ambitious that forecast really is.

How realistic is a $35,000 gold price?

At roughly $4,400 an ounce, gold would need to climb nearly 700% to hit Kiyosaki's $35,000 target. That's still a huge move — and only slightly less than the roughly 714% gain he was predicting when gold was at $4,300.

For gold to rise from roughly $4,300 per ounce to $35,000 by 2035, the metal would need to gain more than 700% over the next decade.

To give some perspective, in the last decade, gold has seen incredible growth. Its spot price in June 2016 was around $1,280, which means it has increased by just over 235%. The largest 10-year percentage increase in gold is 433.6% (4), from 1965 to 1974, following the end of the Bretton Woods system.

So a multi-hundred percentage increase is not impossible, but it would also require a sustained surge well beyond most mainstream market forecasts. According to the Coin Price Forecast (4), that's currently $15,181 — a significant step up from today to be certain, but a far cry from $35,000.

Gold's recent moves are also a reminder that even big predictions can be tough to time. The metal was still around $4,400 an ounce on Sept. 10, but fell more than 1% that day as hotter U.S. inflation data pushed Treasury yields higher and raised bets on a possible Fed rate hike, Reuters reported (5).

Of course, investors don't need gold to reach Kiyosaki's target. The metal can still play a role in a diversified portfolio.

Read More: Vanguard reveals what's coming for U.S. stocks — and it could be bad news for this group of investors

Why some investors use gold as a hedge

Unlike cash, gold doesn't lose as much of its purchasing power when inflation rears its head. Gold prices actually tend to increase during times of market volatility. That's why investors tend to dig into it during tough times — it's a tool of diversification and can give investors room to reduce their reliance on the traditional 60/40 stock-and-bond portfolio.

If you're interested in gold, one way investors gain exposure to gold while preserving certain tax advantages is through a gold IRA.

Companies like Goldco help investors hold physical gold and other precious metals inside retirement accounts, allowing them to diversify beyond traditional paper assets.

Gold IRAs combine the tax benefits of retirement accounts with the potential portfolio diversification offered by precious metals. With a minimum purchase of $10,000, Goldco offers free shipping and access to a library of retirement resources. Plus, the company will match up to 10% of qualified purchases in free silver.

To learn more, Goldco offers a free gold and silver information guide that explains how gold IRAs work and what investors should consider before opening an account.

But gold wasn't the only asset Kiyosaki highlighted. He also pointed to cryptocurrencies, which have become another cornerstone of his investment philosophy. These two alternative assets are what Kiyosaki calls "god's money" — gold — and "people's money" — crypto (6).

Kiyosaki is also betting on crypto

Kiyosaki has spent years (7) arguing that cryptocurrencies can serve as an alternative to traditional currencies and central banking systems. While digital assets remain highly volatile, they can serve to diversify a portfolio with some advantages, namely:

• They operate independently of traditional markets

• They are a store of value (this is particularly true of bitcoin (8))

• You can trade them continuously and liquidate rapidly

Crypto has had a bumpy ride, too. As of Sept. 10, bitcoin was around $78,300 and ether was near $2,480. Bitcoin was down about 30% from a year earlier, according to YCharts, while ether has pulled back after a strong summer rally (9).

If you're looking to diversify beyond traditional stocks and ETFs, Robinhood Crypto lets you buy and sell cryptocurrencies with as little as $1.

With some of the lowest trading costs on average in the U.S., you could end up with up to 2.7% more crypto compared to other platforms.

Robinhood Crypto makes it easy to make investing a habit with recurring buys on a fixed schedule, while giving you access to all your favorite coins — from Bitcoin and Ethereum to Solana, Dogecoin, XRP, and more.

You can also transfer crypto securely to other wallets, set custom price alerts, track market trends, and manage your portfolio all in one place.

Robinhood ensures the security of your cryptocurrency is a top priority, with the majority of coins held in offline cold storage. Robinhood also carries crime insurance against theft and cyber breaches, and 24/7 customer support is available if you need help.

Like any investment, cryptocurrencies carry risks and can experience significant price swings.

That's why it's important to ensure your crypto exposure aligns with your broader financial goals and risk tolerance.

There's another wrinkle to Kiyosaki's financial advice. An August 2026 Vanity Fair profile reported that Kiyosaki has said he is more than $1 billion in debt (10). The article looks at the contrast between his wealth-building message and his own complicated financial history.

Kiyosaki has said the debt is part of his investment strategy, rather than a sign that he's in financial trouble. The profile also revisits the 2012 bankruptcy of Rich Global LLC, the company behind his seminars, after a court awarded $24 million in damages to a former business partner.

None of that means Kiyosaki's views on gold, bitcoin or other assets are necessarily wrong. But it's a good reminder to take any celebrity investor's big predictions with a grain of salt.

Whether you prefer gold, crypto or traditional assets, the key to lasting wealth is building a portfolio that can weather a variety of economic conditions.

Finding the perfect balance

Predicting exactly where gold, Bitcoin or any other asset will trade a decade from now is difficult. Rather than relying on any single forecast, many investors focus on diversification — spreading their money across different asset classes that may respond differently to changing economic conditions.

A financial advisor can help evaluate whether assets such as stocks, bonds, precious metals and cryptocurrencies belong in a long-term financial plan.

But hiring an advisor can be a lifelong commitment, which might make or break your retirement.

That's why finding reliable advisors is crucial.

That's where Advisor.com can come in. The platform connects you with an expert near you for free.

Advisor.com does the heavy lifting for you, vetting advisors based on track record, client ratios and regulatory background. Plus, their network comprises fiduciaries, who are legally required to act in your best interests.

Just enter a few details about your finances and goals, and Advisor.com's AI-powered matching tool will connect you with a qualified expert best suited for your needs based on your unique financial goals and preferences.

Finding the right advisor isn't always easy — there's no one-size-fits-all solution. That's whyAdvisor.com lets you set up a free initial consultation, with no obligation to hire, to see if they're the right fit for you.

While Kiyosaki remains convinced that gold's best days lie ahead, investors don't necessarily need to share his $35,000 target to think carefully about how they protect and grow their wealth over the long run.

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Article Sources

We rely only on vetted sources and credible third-party reporting. For details, see our ethics and guidelines.

@theRealKiyosaki/ X (); Kitco (); International Business Times (); Vaulted (); Reuters (); The Rich Dad Channel/ YouTube (); Yahoo Finance (); 1Bitcoin Ca ();YCharts (); Vanity Fair ()

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